Why should I insure my jewelry?

When our clients pick up their perfect engagement rings, anniversary gifts or other special pieces of jewelry, the last thing they want to think about is the day it might be lost or stolen.

Unfortunately, it happens all too often, which is why we recommend a professional appraisal and insurance for your fine jewelry.

While homeowners insurance may offer some coverage, we usually recommend a dedicated jewelry insurer like Jewelers Mutual, who have tailored their coverage specifically for fine jewelry.

(In either case, an appraisal is always required — ask us for details on getting your pieces appraised.)

Insuring your jewelry won’t keep it from being lost, stolen or damaged, but it can make all the difference to know you’ll have the funds to replace or repair it.